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UCCU Articles

An African American couple shake hands with a lender after discussing a home equity loan vs. HELOC.

Home Equity Loan vs Home Equity Line of Credit: How Are They Different?

Home Equity Loan vs Home Equity Line of Credit: How…
Couple cleaning up their kitchen wearing orange gloves.

Freshen Up Your Home with 10 Unique Spring Cleaning Tasks

Freshen Up Your Home: 10 Unique Spring Cleaning Tasks Welcome…
Understanding Interest Rates in the Banking World

Understanding Interest Rates in the Banking World

Understanding Interest Rates in the Banking World In the realm…
For sale sign in front of large white house

How do I calculate my home’s current market value?

How do I calculate my home’s current market value? Understanding…
Stack of three credit cards fanned out

What Credit Card Brand is the Best?

What Credit Card Brand is the Best? Choosing the right…
Piggy bank sitting on desk with calculator, notebook, and laptop. Man is putting a coin into the piggy bank

Is it better to save money or pay off loans?

Is it better to save money or pay off loans?…
Woman sitting outside at a desk. The desk has a laptop, notebooks, and sticky notes on it. Woman is holding her credit card and typing the information into the laptop.

What are credit card fees? UCCU Credit Cards

What are credit card fees? UCCU Credit Cards Navigating the…
Shredded paper

Shred Fest

Shred Fest Schedule and Locations Dispose of important…
Happy family of three outside

Investment Planning: Your Path to Financial Freedom

Investment Planning: Your Path to Financial Freedom Investment planning is…
Woman leaning over the counter smiling while holding her phone.

Commercial Loans To Grow Your Business

Commercial Loans To Grow Your Business Whether you’re…
Man reading text message that contains a scam

Three Common Scams to watch out for in 2024

Three Common Scams to watch out for in 2024 In…
Three jars progressively getting larger filled with coins.

Different Ways To Save For The Future

Different Ways To Save For The Future Whether you’re planning…
Older couple sitting at a kitchen table looking at laptop.

Tips to protect seniors from Fraud Attacks

Tips to protect seniors from Fraud Attacks As…
Business man walking outside while he looks at his phone and smiles

How to Prevent and Detect Fraud

How to Prevent and Detect Fraud What to do…
FBI seal

UCCU’s Continuous Battle Against Financial Fraud

UCCU’s Continuous Battle Against Financial Fraud At UCCU, the continuous…
MacBook displaying investment line graph

Investment Planning: Your Path to Financial Success

Investment Planning: Your Path to Financial Success Making…
Kid holding a Wolverine credit card

Wolverine Credit Card

Wolverine Credit Card At Utah Community Credit Union, we are…
Person using Visa credit card to pay on a merchant pinpad

How to maximize your credit rewards for holiday shopping

How to maximize your credit rewards for holiday shopping…
Man with his little kid looking at a laptop together on the orange couch.

5 Way to Protect your kids from Fraud

5 Way to Protect your kids from Fraud…
Business man outside of large corporate building smiling while holding sports jacket and a shoulder bag.

The Secret to Financial Success: It’s All About the Money

The Secret to Financial Success: It’s All About the Money…
Smiling woman leaning over kitchen counter showing the screen of her phone which displays the UCCU app login screen.

Benefits of Online Banking

Benefits of Online Banking In today’s fast-paced world,…
RV driving through the red rocks of Southern Utah

Summarizing your Loans (Auto, Boat, RV Home etc.)

Summarizing your Loans (Auto, Boat, RV Home etc.) As the…
Woman holding a phone that displays the UCCU homepage

Navigate 4 Commonly Used Tools in UCCU Mobile Banking App

Navigate 4 Commonly Used Tools in UCCU Mobile Banking App…
Little boy sitting on a horse on a carousel.

How to Access Disneyland Tickets with Elevated Checking

How to Access Disneyland Tickets with Elevated Checking In our…
White house with pillars and a garage

Unlocking Your Dream Home: Exploring Diverse Mortgage Options

Unlocking Your Dream Home: Exploring Diverse Mortgage Options…
Jar of coins tipped over with tiny car coming out of it.

Navigating the Road Ahead with UCCU’s Insight

Navigating the Road Ahead with UCCU’s Insight When…
Stacks of coins with arrows going up and a line graph going up

Maximizing Savings: Unlocking the Benefits of UCCU’s Offerings

Maximizing Savings: Unlocking the Benefits of UCCU’s Offerings…
Family of three holding hands by a lake

Why you should get life insurance

Why you should get life insurance Life insurance is more…
Woman getting blood pressure taken at the doctors office

What Type of health insurance should I get?

What Type of health insurance should I get? Navigating the…
Tiny toy house on a desk with an umbrella. Man in a blue button down is sitting behind the house out of focus.

Why you should get home insurance

Why you should get home insurance Your home is more…
Black car on the side of the road with the front smashed in from a car accident.

What type of car insurance should I get?

What type of car insurance should I get? Navigating the…
A young Asian couple review requirements for a home equity line of credit online

Requirements for a Home Equity Line of Credit (HELOC)

Requirements for a Home Equity Line of Credit (HELOC)…
a happy couple meeting with their lender to discuss cash-out refinance vs. HELOC options

Cash-Out Refinance vs. Home Equity Line of Credit

Cash-Out Refinance vs. Home Equity Line of Credit…
a happy man and woman look at their HELOC loan papers and plan for their home remodel.

How Does a Home Equity Line of Credit Work?

How Does a Home Equity Line of Credit Work? Your…
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Understanding the Importance of Federally Insured Credit Unions by NCUA

Understanding the Importance of Federally Insured Credit Unions by NCUA…
Image of money bundles in a safe

Safeguarding Your Finances: NCUA Insurance Explained

Safeguarding Your Finances: NCUA Insurance Explained Understanding the protection of…
Woman in white coat opening large safe

The Future of Banking: ITMs vs ATMs 

The Future of Banking: ITMs vs ATMs In the rapidly…
Man smiling using ATM

Pros and Cons of using an ITM vs ATM 

Pros and Cons of using an ITM vs ATM In…
Man using ATM pinpad while holding phone

Understand the Differences Between ITMs and ATMs

Understand the Differences Between ITMs and ATMs Understanding the Differences…
Summer Loan Sale

7 Signs You’re Living Beyond Your Means And How To Fix Them

7 Signs You’re Living Beyond Your Means And How To…
1040 form and cash

Navigating Tax Season: Maximizing Returns & Breaking Even

Navigating Tax Season: Maximizing Returns & Breaking Even…
Young couple sitting on the couch looking at the woman's phone.

Understanding the Impact of High-Interest Rates

Understanding the Impact of High-Interest Rates High-interest rates…
Filling car up with oil

Maximizing Your Car’s Lifespan: A Guide to Replacing Parts

Maximizing Your Car’s Lifespan: A Guide to Replacing Parts As…
Electric car being charged

Navigating the Roads Between Electric Vehicles and Gas Vehicles

Navigating the Roads Between Electric Vehicles and Gas Vehicles In…
Biracial couple looking at laptop on kitchen island.

5 Essential Tips for Combating Inflation

5 Essential Tips for Combating Inflation Understanding Inflation and Its…
Beautiful house with pillars and green yard in a forest.

Navigating the Current Utah Housing Market

Navigating the Current Utah Housing Market The Utah housing market…
Concerned woman at the grocery store bending over to look at a bag of elbow pasta.

The Inflation Cycle: What Comes Next?

The Inflation Cycle: What Comes Next? The inflation cycle is…
Woman holding UCCU card and typing in card information into computer to make a purchase.

How to Choose the Right Payment Method

How to Choose the Right Payment Method In today’s fast-paced…
Boy sitting at a school desk raising his hand

Student Loans: What You Should Know

Student Loans: What You Should Know A basic understanding…
Wooden dice that shows once face as a house and the other as a rising interest rate

Understanding Good Interest and Bad Interest Rates

Understanding Good Interest and Bad Interest Rates Interest rates are…
Credit report on desk.

What is considered a good credit score?

What is considered a good credit score? Understanding your credit…
Photo of multiple credit cards stacked up

How many lines of credit should I open?

How many lines of credit should I open? Navigating the…
Multiple utv/atv lined up in a row outside in green forest.

UTV Financing

UTV Financing Navigating the world of UTV financing can be…
Man in a green shirt holding paper at a desk shaking the hand of a man out of frame

What is a Money Market Account?

What is a Money Market Account? Navigating the world of…
Low gas light on a car

Driving Towards Savings: Tips to Improve Gas Mileage

Driving Towards Savings: Tips to Improve Gas Mileage As a…
SUVs parked in a car dealership.

10 Car Buying Tips To Make Your Next Purchase Easier

10 Car Buying Tips To Make Your Next Purchase Easier…
One hundred dollar bills with phone displaying a screen that says Roth IRAs

Roth IRA Plans – What is this and should I get one?

Roth IRA Plans – What is this and should I…
Golden retriever dog with older couple sitting in the background.

Roth 401k plans – What is this and should I get one

Roth 401k plans – What is this and should I…
Five stacks that progressively get higher and a pull string bag

Is it better to increase savings or pay off debt faster?

Is it better to increase savings or pay off debt…
Desk with individual 401k plan folder on it.

401k plans – What is this and should I get one?

401k plans – What is this and should I get…
Small bag of coins with green sprout growing out of it

Traditional IRA Plans; What is this, and should I get one?

Traditional IRA Plans; What is this, and should I get…
UCCU Earns Top Workplace Honor

UCCU Earns Top Workplace Honor

UCCU Earns Top Workplace Honor Utah Community Credit…
How to Avoid Money Transfer Scams

How to Avoid Money Transfer Scams

How to Avoid Money Transfer Scams Fraudsters are…
A woman smiles as she makes an online purchase after learning why it's often best to use a credit card over cash.

5 Reasons to Use a Credit Card Over Cash

5 Reasons to Use a Credit Card Over Cash…
A man sits at a table with papers and a credit card, smiling because he is saving money after a credit card balance transfer.

What Is a Credit Card Balance Transfer?

What is a Credit Card Balance Transfer? Credit…
Young woman smiling, sitting on a couch, looking at a smart phone holding a credit debit card.

Getting Your First Credit Card: What You Should Know

Getting Your First Credit Card: What You Should Know…
Street view rendering of UCCU soccer stadium at UVU

UCCU to Become Naming Rights Sponsor of New UVU Soccer Stadium

UCCU to Become Naming Rights Sponsor of New UVU Soccer…
A woman smiles in a park on a sunny day, using her credit card online, enjoying the benefits that come with credit card rewards.

Credit Card Benefits: How to Use Credit Cards to Your Advantage

Credit Card Benefits: How to Use CreditCards to Your Advantage…
A couple meets with a credit union representative to discuss credit union personal loan requirements.

Credit Union Personal Loan Requirements

Credit Union Personal Loan Requirements If you’re looking…
UCCU Board Member, Carine Clark, named 2022 Pillar of the Valley

UCCU Board Member, Carine Clark, named 2022 Pillar of the Valley

UCCU Board Member, Carine Clark, named 2022 Pillar of the…
Distressed woman holding a credit card and smart phone.

How to Prevent Credit Card Fraud

How to Prevent Credit Card Fraud Credit…
Mom and young girl hugging

The Importance of Money: Beyond the Materialistic Perspective

The Importance of Money: Beyond the Materialistic Perspective Money is…
Computer displaying positive line graph

Investment Planning 101: A Beginner’s Guide to Building Wealth

Investment Planning 101: A Beginner’s Guide to Building Wealth…
after getting their personal loan questions answered, a couple e-signs their paperwork and shakes hands with their lender

Your Personal Loan Questions Answered By UCCU Loan Experts

Your Personal Loan Questions Answered By UCCU Loan Experts…
a man holds a fanned-out stack of cards in front of him as he decides how to choose the best credit card for his next purchase Show less

How to Choose the Best Credit Card

How to Choose the Best Credit Card There…
a man uses his credit card for business expenses making online purchases on his laptop

Best Things to Use Your Credit Card For

Best Things to Use Your Credit Card For…
Happy couple sitting together holding a UCCU card looking at a laptop.

How Does Cash Back Work on Credit Cards?

How Does Cash Back Work on Credit Cards?…
3 Reasons Why You Should Tap to Pay

3 Reasons Why You Should Tap to Pay

To make life easier for consumers and to keep your critical financial information safe...
How to Create a Strong Password in 4 Simple Steps

How to Create a Strong Password in 4 Simple Steps

With so much of our lives being online...
Mike Conley Utah All-Star Point Guard

UCCU + Utah All-Star Mike Conley and Family

UCCU + Utah All-Star Mike Conley and Family November 2021…
New Vineyard Branch to Open in Spring 2022

New Vineyard Branch to Open in Spring 2022

Understanding Interest Rates in the Banking World Utah Community Credit…
a man chooses a credit card vs. personal loan to pay for a medical bill

Credit Cards vs. Personal Loans: How Are They Different

Credit Cards vs.Personal Loans: How Are They Different?…
A happy couple reviews HELOC fees and terms on a computer in their home.

Home Equity Fees and Terms Explained

Home Equity Fees and Terms Explained A…
2023 Summer UCCU Smart Decisions Newsletter

Summer 2023 Smart Decisions Newsletter

President’s Message Here’s what’s happening around UCCU……
Two people sitting at a desk with documents about housing and mortgages.

Use Cases of a HELOC

Use Cases of a HELOC A Home Equity…
Scout and Walker Kessler

Activate Your Elevated Checking Benefits

Access and Activate Your Elevated Checking Benefits Congratulations on your…
Man holding credit card and looking at important papers on his desk

Understanding Credit Card Debt: Causes, Solutions, and Prevention

Understanding Credit Card Debt: Causes, Solutions, and Prevention…
Happy businesswoman high fiving coworkers in a business building.

UCCU Best in the Valley

UCCU Best in the Valley 10 Years Straight…
A person relaxing in a hammock outdoors, bathed in sunlight, surrounded by lush greenery.

Save money faster with UCCU’s Savings Goals

Save money faster with UCCU’s Savings Goals…
The image depicts two individuals seated at a wooden table. One person is using a laptop, while the other is inserting a coin into a pink piggy bank. Coins are scattered on the table around the piggy bank, and their faces remain obscured

Understanding the Benefits of Savings Certificates

Understanding the Benefits of Savings Certificates What is…
Young man and old man looking at laptop holding coffee cups

When Is a Good Time to Start Building Credit?

When Is a Good Time to Start Building Credit?…
Family playing with small children, pushing daughters in boxes at home.

A First-Time Home Buyer’s Guide to Thriving and Surviving

A First-Time Home Buyer’s Guide to Thriving and Surviving…
Man and woman sitting in a boat taking a selfie

8 Ways to Save on a Vacation

8 Ways to Save on a Vacation…
Young woman and man sitting on a couch looking at laptop while holding a notebook.

The Powers and Pitfalls of Money

The Powers and Pitfalls of Money Money is…
Smiling man holding his dog outside

Love Where You Bank

Love Where You Bank Empowering you to Truly Love…
Woman using iPad while lying on her bed.

Protecting Your Identity During the Busiest Shopping Season

Protecting Your Identity During the Busiest Shopping Season…
Young couple sitting on the couch studying paper

UCCU Debt Tool

UCCU Debt Tool A tool to help…
Man pointing at credit score graphic

Building and Protecting your Credit Score

Building and Protecting your Credit Score There are…
Father leads a little child to school. Little girl wearing a pock a dot backpack.

Back to School; What you Need to Know

Back to School; What you Needto Know As…
Man fixing his engine in the snowy mountains.

Winterizing Your Assets

Winterizing Your Assets Protecting Your Investments During…
Man using a laptop with a popup of username and password login

Why Having a Bank Account is Essential in Today’s Digital Age

Why Having a Bank Account is Essential in Today’s Digital…
Woman handing cash to a bank teller

Why Banks Are Essential: Understanding the Importance of the Banking System

Why Banks Are Essential: Understanding the Importance of the Banking…
Creative image of data

What is a FinTech & is UCCU a FinTech?

What is a FinTech &is UCCU a FinTech?…
Young adult sitting on the ground using her pluscard to enter information into her phone

UVU PlusCard: What to Know

UVU PlusCard: What to Know Welcome to…
Young woman and her dad moving a box into her home

Using Your HELOC for Big Purchases

Using Your HELOC for Big Purchases Using your…
Young couple side hugging while shopping

Tips For a Budget Friendly Holiday Season

Tips For a Budget Friendly Holiday Season The…
Woman sitting next to her Christmas tree holding a present in her lap

Thoughtful Holiday Gift Ideas That Won’t Break the Bank

Thoughtful Holiday Gift Ideas That Won’t Break the Bank…
Woman sitting at kitchen counter looking at her phone and laptop is open in front of her.

The Mobile Revolution

The Mobile Revolution The Future of Banking…
Family of four wading at the beach

The Art of Managing Money: A Key to Financial Freedom

The Art of Managing Money: A Key to Financial Freedom…
Young couple sitting at their couch looking at items on a coffee table. Coffee table has calculator, papers, sticky notes, and laptop.

Simplify Your Budgeting with UCCU’s Budget Tool

Simplify Your Budgeting with UCCU’s Budget Tool Managing…
Woman sitting at her desk while typing in card info into her phone. Desk has calculator, pen, coffee, and laptop on it.

Maximizing Rewards and Security

Maximizing Rewards and Security The 4-3-2-1 Cash Back Credit…
Woman sitting at kitchen table writing on a piece of paper while holding coffee mug

How to Create a Holiday Spending Plan

How to Create a Holiday Spending Plan The…
Young couple walking into their home which is in construction

First Year of Owning a Home

First Year of Owning a Home Things to Check…
Young family holding two kids and showing keys to their new house.

First Time Homebuyer: Things to Know

First Time Homebuyer: Things to Know Congratulations on…
Couple sitting at desk looking at important papers and laptop.

Credit Union CD Rates: What You Need to Know

Credit Union CD Rates: What You Need to Know…
Laptop with security popup and security/banking logos

Creating a Strong and Secure Password

Creating a Strong & Secure Password The…
Young couple driving in the car with their kid sitting in the backseat.

Car Care Tips

Car Care Tips Taking Care of your New Car…
Older couple smiling on the couch looking at iPad.

Benefits of a Money Market Account

Benefits of a Money Market Account When it…
Woman putting her credit card inside the ATM

Banking: The Backbone of the Economy

Banking: The Backbone of the Economy Banking plays…
Young couple with two young children sitting on their couch. Kids are putting coins into piggy bank that the parents are holding.

Additional Tips for Saving Money

Additional Tips for Saving Money Saving money is a goal…
Young couple sitting on couch. Woman is holding a tablet and man is holding a UCCU credit card with the Zion logo.

4-3-2-1 Cash Back vs Low-Rate Credit Card

4-3-2-1 Cash Back vs Low-Rate Credit Card Choosing…
Seesaw with money bags on one side and a house logo on the other.

Understanding HELOC

Understanding HELOC A Guide to Home Equity Line…
Young man sitting at his desk typing into his laptop

Credit Builder: How it Works

Credit Builder: How it Works UCCU Credit Builder…
Older couple smiling on the couch looking at iPad.

Financial Tips and UVU Money Success Center

Financial Tips and UVU Money Success Center Tips for…
Middle age couple high fiving at kitchen table. Table has papers on it and laptop.

Debt Snowball

Debt Snowball Debt is something that almost everyone…
Man holding a piggy bank while his little girl puts a coin into it

Banking Simplified: A Guide to Understanding the Basics

Banking Simplified: A Guide to Understanding the Basics…
Love Where You Bank Podcast Logo

Real Estate Market in Today’s World

Jeff PorterMortgage Sales ManagerUtah Community Credit Union…
African American family with kids sitting on a couch in a living room using a smart phone.

Learn and Earn

Elevate Your Financials with Learn & Earn In…
Woman at a desk using calculator to add up monthly expenses and input them into a laptop

Budgeting

The Importance of Budgeting Wisely Track your money and know…
Couple looking at a laptop, in a home, at a desk.

How to Create a Budget

How to Create a Budget Creating a budget…
Woman putting cash into piggy bank while typing into the calculator

Automating Your Savings with Savings Goals

Automating Your Savings with Savings Goals Automating Your Savings with…
Smiling waitress leaning against door of restaurant

Why UCCU Business Accounts Are a Smart Choice for Your Business

UCCU Business Accounts: A Smart Choice for Your Business…
What is Credit Card Interest and How Does it Affect Me?

What is Credit Card Interest and How Does it Affect Me?

What is Credit Card Interest and How Does it Affect…
a couple stands in their kitchen envisioning their renovation ideas after getting all of their HELOC questions answered

6 Questions to Ask Before Getting a HELOC

6 Questions to Ask Before Getting a HELOC…
Middle age couple smiling, happy and drinking coffee, standing by a window.

8 Reasons to Get a Home Equity Line of Credit

8 Reasons to Get a HomeEquity Line of Credit…
Couple sitting in a home working together on a laptop computer.

How Much HELOC Can I Get?

How Much HELOC Can I Get? A…
UCCU Digital Card Replacement

New Tech Makes UCCU Banking Even Easier

New Tech Makes UCCU Banking Even Easier…
UTV Utah

Experience Utah

Experience Utah We sat down with Chris Tolman, Vice President of…
Draper Branch

New Branches: Draper & Herriman

New Branches: Draper & Herriman Now open, to better serve our…
Teri Chatterton

Meet Teri Chatterton

Voluntary Visionaries UCCU Board of Directors…
UCCU Members saved $10.5M in 2020!

UCCU Members saved $10.5M in 2020!

UCCU Members saved $10.5M in 2020! Certified by Datatrac* As…
Woman walking on a sidewalk

Credit Unions VS. Banks: The Choice is Clear

Credit Unions VS. Banks: The Choice is Clear…
Girl and woman sitting on the floor with dog

Why Mortgages Are Different From Other Kinds of Debt

Why Mortgages Are Different From Other Kinds of Debt…
Don’t become the victim of Screen Sharing Scams

Don’t become the victim of Screen Sharing Scams

Don’t become the victim of Screen Sharing Scams As technology…
A person with their face obscured, standing confidently in an office setting, wearing a dark blazer and a watch.

Your Money at UCCU is Insured by the NCUA

Your Money at UCCU is Insured by the…
President's Message

President’s Message

President’s Message Spring 2021 Experience UCCU’s Super Easy Banking…
Cyber Security

Phishing Scam

Phishing Scams Recently Reported Phishing Scam: Scammers are…
Short Film Competition

Children and Charities Win Big

Children and Charities Win Big with UCCU’s 2020 Short Film…
Super Easy Banking

Super Easy Banking

The UCCU Mobile Banking app makes it…