President's Message July 2016

The credit union began in 1956 as BYU Employee’s Federal Credit Union. We’ve come along way since our operations on the stair landing in the Clark building. And as the credit union looks back on 60 years of inspiring smart financial decisions, what better way to celebrate than with free ice cream from the BYU Creamery. Stop by any UCCU branch location for your free ice cream voucher.*

Here are four anniversary celebrations that you should know about before they expire on July 31st:

  1. Summer Loan Sale:

Whether you need an auto, home equity, or personal loan or would like to refinance one, lock-in UCCU’s summer loan sale rates.  There is no obligation and you can use them anytime before the end of October.

Click here to learn more and lock-in these rates!

  1. Share your Story:

We are inviting you to share your UCCU story as we celebrate 60 years of stories. These stories will be judged and winners will be selected to win a Smart Car plus 60 other prizes including a trip to Disneyland, 60” smart TV, iPad Pro, $600 cash and much more!

Submit your story at

  1. Charity:

UCCU is donating $25K to local charities and your votes will help us decide! Working together to support important causes in our community has always been a top priority for the credit union. As part of our 60th anniversary celebration we’re donating $25,000 to local charities and we want you to help us decide how.

Vote now!

  1. Photo Contest:

Be apart of UCCU’s 2017 calendar as we showcase the great state in which we live. Creating an annual calendar has become a fun tradition at UCCU. So share your favorite photos of our beautiful state for a chance to be featured in the upcoming calendar.

Photos can be submitted at

The credit union began with only seven members back in 1956, but now 60 years later we are over 130,000 members strong. We still work together as a community on the principle of people helping people. Thank you for choosing UCCU. Thank you for being a valued member.


Jeff Sermon


*While supplies last. Limit one per household.
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President's Message May 2016

60 years ago, seven BYU employees shared a vision of a not-for-profit financial institution that would be owned by the very people it served – individuals and families living in this community. In 1956, each of them contributed $5 of their own money and founded the BYU Employees’ Federal Credit Union on one simple industry
principle: “people helping people.”

Today, the name of that financial institution is Utah Community Credit Union. It’s over $1 billion dollars in assets strong and serves over 125,000 members with 18 locations
across Utah Valley… and counting.

And as we celebrate our 60th Anniversary, we do so with the knowledge that the
strength, success, and longevity of this credit union is founded on our unwavering
commitment to that same ideal of people helping people.

And that will never change.

We will always be not-for-profit. We will always be owned by our members. And
we will always be here to help inspire our members to make smart decisions that
will improve their financial lives.

We have some very special opportunities in store for our members and our
community during our 60th anniversary year. Right now, you can enter to win
a Smart Car or one of 60 other great prizes (like a trip to Disneyland, an Apple
watch, or a 60” Smart TV), when you submit a video or written narrative that shares
your UCCU story.

We’re also giving cash donations to local schools of your choice. Simply transfer
your existing loan(s) to UCCU. We’ll pay you a .5% balance transfer cash rebate,
up to $125, for every loan you transfer and we’ll donate that same cash rebate
amount to the school of your choice, in your name.

For all the details about these opportunities visit

We wouldn’t be here without our members. This credit union started with only
seven people and today, it belongs to each and every one of us.

So from all of us here at Utah Community Credit Union… thank you! We are grateful
to be a part of this wonderful community.

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President's Message March 2016


The credit union continues to celebrate 60 years of serving this great community! This year-long celebration will give members and the credit union many opportunities to strengthen the community and take advantage of special offers and services provided by the credit union. We welcome your participation and urge you to take advantage of the special offers, rates, and service opportunities that are part of our celebration.

  • Support the School of your Choice

Throughout the year, you can earn money and also support a local school of your choice – just by transferring an existing loan to UCCU!

When you transfer a loan from somewhere else to the credit union, you will not only benefit from lower loan rates and lower monthly payments – but UCCU will pay you ½% of the loan balance in cash up to $125. But that’s not all. The credit union will also send the school of your choice the same amount (1/2/% of the loan balance up to $125) in your name!  So, by moving a loan to UCCU, you’ll most likely end up with better loan rates and terms, some cash in your pocket, and the credit union will donate the same amount to a school of your choice in your name!

  • March Loan Sale Going on Now

You’ll find low special rates on auto loans and on home equity loans as part of our 60th Anniversary celebration. Whether its time to replace your car or whether you’re planning some needed home improvements or other summer projects, UCCU’s low loan rates will help you succeed.  There will be additional special offers throughout the year.

  • Your “First Choice” Financial Partner

As always, we thank you for your trust and your membership. Our sole focus, as a not-for-profit financial institution, is to provide you and your family with the services and information that will help you set- and reach- your financial goals. One valuable resource to help you make smart financial decisions is This educational site is a great guide to help save you money and frustration in purchasing a home or car. Check it out and see how it can give you confidence in making some of life’s biggest purchases.

We love serving you and look forward to another 60 years of serving this community!

Jeff's signature

Jeff Sermon
Utah Community Credit Union



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President's Message February 2016



President’s Message February 2016

2016 marks the 60th anniversary of UCCU! In 1956 we began as BYU Credit Union on a stair landing in the Harold R. Clark building on Brigham Young University campus. Seven members compiled $35 in assets to invest in an innovative concept- a credit union. Built on the principles of a not-for-profit organization, credit unions focus on the concept of people helping people. Now, 60 years later we continue to focus on the same principles of helping people by inspiring smart decisions. As a member, you are the credit union. Below are some of the ways we will be celebrating with you this year.

Supporting Local Schools

Being a community credit union, we strongly believe in helping the members of our community and to celebrate we want to give back. We invite everyone in the community to transfer your existing loans to UCCU and in return we will give you a ½% cash back of the loan balance and we will donate the same amount to the Utah school of your choice! Our experienced loan officers can help you transfer your loan over quickly and easily. Visit for details.

Share Your Story

With 60 years of history, our members have some great stories about this cooperative organization working together to inspire smart decisions. The credit union is accepting written or video submissions about your experiences with UCCU and we’ll be giving away some amazing prizes: a Smart Car plus 60 the prizes including a trip to Disneyland, $600 in cash, iPad Pro, 60” TV, and much more. Visit for details.

Charity Donation with Your Help

We will be donating money to local charities that help support and improve our community. We will need your help in deciding who gets the money. More information will be coming soon at

Member Appreciation & Special 60th Year Celebration Loan Offers

There will be other giveaways and special loan offers throughout the year, more details to come!

Thank you for your membership and for allowing us to serve in the community for 60 years. We hope this year will be a wonderful one!

Jeff's signature
Jeff Sermon

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President's Message October 2015


Many people need breathing room when it comes to keeping monthly loan payments low – especially during the holiday season. If you need to consolidate high interest loan payments, give us a call. We have a number of solutions that … Continue reading

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President's Message July 2015


During 2014 and into 2015, the trends of economic recovery continued in the general and local economy.  Utah continues to see good job growth and boast one of the nation’s lowest unemployment rates. Home prices have stabilized and are beginning … Continue reading

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President's Message May 2015


UCCU’s “Buyer Relax” program was designed to put the consumer in control when purchasing the two largest items that most people will ever purchase – a home and a vehicle. We say buyer relax, because most of you know the … Continue reading

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President's Message January 2015


As 2015 gets underway we note the relatively strong local economy. Unemployment is low, job creation is positive, population growth is strong, and consumer confidence continues to rise. Of course, our local economy is still impacted by the national and … Continue reading

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President's Message December 2014


The Christmas Season gives us all the opportunity to think of others and seems to bring out the giving nature in all of us. UCCU is proud to continue our sponsorship of The Giving Tree, as part of our ongoing … Continue reading

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President's Message October 2014


  LOW PAYMENT CONSOLIDATION PLAN Many people need breathing room when it comes to keeping monthly loan payments low – especially during the holiday season. The credit union has created a new home equity program designed to keep payments low … Continue reading

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