Every summer there comes a time when children run up to their parents and nag them for entertainment. The thrill of summer has lost its spark and now boredom is looming over their heads. As a parent, we never like … Continue reading
We have all heard the proverbial saying “one man’s trash is another man’s treasure.” This is why yard sales are so appealing. One person is able to earn money while another obtains a new household item. Yet with yard sales, we … Continue reading
Believe it or not, having a plan in place for buying items you need at the right time can save you hundreds or even thousands of dollars per year. Here’s a look at items best bought during summer: Fruits and … Continue reading
Looking for a fun and engaging way to teach your family, church, school, civic, or scout group about money? Money Made Easy classes make it easy to learn important financial principles through a series of interactive lessons and hands-on activities.
UCCU in Partnership with the Money Made Easy class is passionate about supporting financial education from children to adults. It is vitally important to start young when teaching your children about financial literacy.That’s why UCCU is proud to sponsor the Money Made Easy class. Call Tom Painter at (801) 235-9100 to schedule your FREE class. Visit MoneyMadeEasy.com for more details.
It’s always important to gauge your financial wellness. Financial situations can change very quickly. Understanding how to make adjustments as needed is an important skill to learn. Take this quiz to see where you stand financially and help address any problems shown by the results. The first step toward a financially stable tomorrow is facing the situation today.
Ready to begin? Answer True or False to the following questions, and then tally your score. See scoring beneath the quiz to determine whether or not you are a good candidate for financial counseling.
- I normally pay only the minimum amount due on my credit card bills.
- My credit card balances increase each month.
- There are arguments in my home about money.
- I sometimes hide purchases from my spouse.
- I frequently charge items that I used to pay for with cash.
- I have thought about filing for bankruptcy.
- I have begun using cash advances to meet my obligations.
- My credit cards are near the limit, so I’ve begun applying for new lines of credit.
- I do not know the total amount that I owe.
- I skip paying my bills some months, or pay late.
- I have depleted my savings.
- I am consumed with worries about debt.
- My debt interferes with my job and/or home life.
- Collectors have begun contacting me.
- I have taken money from my retirement account to satisfy debt obligations.
- If I lost my job, it would mean an immediate financial crisis in my life.
- I use balance transfers.
- I have no emergency savings account.
- Next month’s bills arrive before I’ve paid this month’s.
- I do not open my bills when they arrive, or soon thereafter.
Most people answer “True” to two or three of the above questions. If True was answered more often than three times, you might consider financial counseling. BALANCE offers free and low cost assistance, whether the problem stems from needing more financial education, debt concerns, meeting your mortgage payment, or a host of other personal finance concerns. Discussing it with a certified counselor/3rd party will add insight to help you to resolve the situation.
This year Get Away Today and Utah Community Credit Union are excited to share in the Disneyland Resort Diamond Celebration! For 60 years, there’s been one place where friends and families shine together…. magic is always bright… smiles sparkle in a whole new way… and dreams really do come true!
Kicking off May 22nd, the Disneyland Resort will celebrate this very special milestone with special surprises and three new nighttime shows: World of Color Celebrate- An all new show telling Walt’s story using water, lasers, special effects and more! Paint the night- Inspired by Disney’s Electric Parade, watch beloved Disney and Disney Pixar stories come to life! Disneyland Forever- A fireworks spectacular unlike anything ever before!
Get Away Today wants to help in make this celebratory year even more exciting by offering Adults at Kids’ Prices on 3, 4 and 5-day Disneyland Resort Park Hopper tickets! By purchasing your 3-day or longer tickets before May 31, 2015, you will receive up to $16 per ticket savings, one Magic Morning Early Entry and two ESPN Zone Offers! Tickets are valid for travel during May, August, September and November 2015. Don’t wait! Mention Utah Community Credit Union to book your 60 year anniversary vacation today!
Visit getawaytoday.com or call 855-GET-AWAY
With the New Year in full swing, many people are trying to make and keep important money saving goals. As a parent it’s easy to remember to make goals for the family as a
whole, but sometimes we may forget to help our children with their money. That’s why at UCCU we have our BeMoneySmart program.
No matter how old, or young your children are, it’s never to late (or early) to start helping your child prepare for the future. With UCCU’s BeMoneySmart Roadmap you can easily find which aspects of the program will work best for you and your child.
If you have a small child aged 0-5 years, setting up a BeMoneySmart Youth Savers Account is a great way to grow your child’s money long-term. But, if you have a pre-teen, or teen in the house, setting up a debit account monitored by you may be the best way to help your child manage their money and stick to a budget.
No matter what phase of life your children are in, the BeMoneySmart program can help take the guesswork out of planning for your child’s future. Visit BeMoneySmart.org or any of our 18 conveniently located branches for more details.
Insurance protection is part of a solid financial plan. Dependable coverage helps ensure financial relief when you need it most. TruStage, in partnership with UCCU offers you access to services and resources to help protect you and your family from the unexpected and give you comfort knowing you’re taken care of.
With nearly 80 years of experience working with Credit Unions, TruStage has a variety of insurance products and programs available to members like you.
Accidental Death & Dismemberment (AD&D)
One of the nice benefits of UCCU membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident. You can get $1000 of coverage, paid for by UCCU, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000 AD&D coverage from CMFG Life at affordable rates by signing up online for your no-cost or additional protection.
Auto Insurance Program
Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for UCCU Members, online services, and a 24/7 claims service.
If you haven’t compared auto insurance lately, it’s a great time to take a look. Your UCCU membership could result in some nice savings. For more information you can get a quote online.
Homeowners and Renters Insurance Program
Working with carefully selected insurance partners, the TruStage Home Insurance Program can provide discounted rates for UCCU members. Whether you’re renting, or you own your home you’ll get quality coverage including: liability, personal possessions and additional living expenses. You’ll also get the convenience of online servicing and 24/7 claims service.
Right now is a great time to take a look into what TruStage can offer you. Your credit union membership could result in some nice savings.
For more information on homeowners and renters insurance you can go online and get a free quote.
TruStage also offers Life Insurance policies to help you protect the people who matter most in your life. With many different options in whole and term life insurance on the market it may be a good time to look into this coverage. TruStage has plans and policies with affordable rates to fit your budget and help you plan for the future. To learn more about this important coverage you can go online or call 1-855-612-7909.
At UCCU we want you to understand all of your options and try to get you the best rates on the things that matter most. For more information about CMFG’s TruStage programs call 1-855-483-2149 or to talk to a UCCU professional call 801-223-8188.
2015 is a new year for everyone. Amid all of the New Year’s resolutions, many people are trying to save money and get more financially sound.
At UCCU we want to help you reach your goals. If you thought you missed the refinance window–think again. Mortgage Rates have dropped! Call UCCU for a free mortgage analysis to see if a refinance might make sense for you. Any of our qualified Mortgage Loan professionals can help you calculate a mortgage rate that keeps your goals in mind while benefiting you the most.
Visit any one of our 18 branch locations or call us at 801-223-7640 to find out how you can meet your financial goals this year.