Mortgage

More house. Same payment.

With UCCU’s low interest rates and mortgage insurance rates, you could qualify for up to 14% more house than you could with other local lenders! Here’s how: LOWER INTEREST RATES UCCU’s rates are just plain lower than the competition. An independent survey on 10/21/2016 of 30 lenders in our market showed that UCCU’s 30 year fixed rate mortgage was 0.375% […]

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Alternatives to Putting 20 Percent Down on a Home

Real Estate is said to be one of the best long term investments out there. If that’s the case, then why put off getting into a home? For some, it’s because there is a misunderstanding on what is required to buy a home. Below are a four loan types and their down-payment requirements. Conventional Many believe that 20% is required for this loan […]

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President's Message April 2016

We are well into our 60 year celebration and many people are taking advantage of our Cash for You, Cash For Your School initiative. Don’t forget that for every loan you transfer to UCCU we will give you 0.5% cash back, as well as donate 0.5% cash back to the K-12 school of your choice. Tell your friends and neighbors […]

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Meet your Mortgage Loan Officer

Here at UCCU, we have been helping people buy their homes in our community for decades.  We have experienced home buying experts that will help you every step of the way through the home buying process.  When it comes to real estate, most people have a lot of questions, your mortgage loan officer can help with any question, big or small. […]

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5 Mortgage Shopping Tips

Buying a home is exciting but also stressful.  It requires research, patience, and time to find that perfect home you’ve been dreaming of.  What most people do not understand are the many options they can choose from when it comes to their mortgage loan.  Did you know there are just as many options for a mortgage loan as the houses you […]

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Parade of Homes 2015

Each year, Utah Valley plays host to the Utah Valley Parade of Homes, a spectacular showcase of  homes throughout Utah County. This year’s event runs from now until June 20. Utah Community Credit Union is proud to be financing two of the homes in this year’s Parade of Homes. These beautiful homes were built by Highland Custom Homes located in Utah […]

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Buyer Relax Auto: A Member's Experience

Learning how to get a good deal when buying a new or used car can require a lot of time and stress… but it doesn’t have to. Just ask UCCU member Casey Stevens. “When I was ready to look for a car, I spent hours and hours doing research online,” said Casey. “By the time I went to the dealership, […]

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President's Message March 2015

Buyer Relax We are all familiar with the phrase: buyer beware, but at UCCU we want you to be informed and confident when making big purchases. Last year the credit union provided a website with 10 of the best tips to know when buying a car. A purchase even more complicated and the largest financial investment most people make is a […]

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Mortgage Rates Have Dropped in 2015

2015 is a new year for everyone. Amid all of the New Year’s resolutions, many people are trying to save money and get more financially sound. At UCCU we want to help you reach your goals. If you thought you missed the refinance window–think again. Mortgage Rates have dropped! Call UCCU for a free mortgage analysis to see if a […]

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Lower Your Home Equity Payment Today

Consolidate your debt into one loan with one low payment. With UCCU’s new Low Payment Calculation, you can consolidate your debt into one loan and one really low payment! No-fee home equity lines of credit–with Low Payment Calculation–available right now at UCCU. Only 1.99% Fixed APR for nine months, then 3.74% Variable APR thereafter. For more information visit uccu.com or […]

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