The 5.99% Personal Loan

 

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Are you looking for the best personal loan but having trouble finding the best rates?  Well look no further!  To celebrate our 60 year anniversary, we want to show our appreciation by offering an incredible deal for a personal loan.  Trying to find a low fixed annual percentage rate (APR) can be stressful, overwhelming, and difficult.  We are offering a 5.99% APR personal loan for our members!

Personal Loan Benefits:

  • Unsecured loan (no collateral required)
  • Low rate
  • Online application
  • No application fee

Personal Loan Uses:

  • Consolidate debt
  • Home repairs
  • Home improvements
  • Auto repairs
  • Medical expenses
  • Vacations
  • Elective surgery
  • Taxes
  • And much more….

So don’t wait any longer and get the loan you’ve waiting for!  Fix that home that needs  repairing, pay for those over due medical expenses, or get assistance for your taxes this year.  Whatever you  need, talk to one of our experts today or visit us online for your next personal loan!

Click here to visit our Personal Loan Page  or Call us at 801.223.8188 

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Recreational Vehicle Loans

RV1

Need some toys this summer but don’t have the cash?  Our RV loan rates make it possible for everyone to afford a summer full of exciting activities!  Imagine cruising on a lake on your new boat this summer or taking your family on that trip you’ve always wanted to take in your new Motorhome.

So what vehicles do our loans cover?

  • Trailer Homes
  • Boats
  • Trailers
  • Motorhomes
  • ATVs
  • Motorcycles (no dirt bikes)
  • Scooters

Benefits we also provide:

  • New and used recreational vehicles
  • Up to 100% of high book financing
  • Terms up to 12 years
  • Fast loan approval

Our fixed rates and terms are top of the line and easily affordable.

RV loansDon’t be a couch potato this summer!  Come into UCCU and purchase that new motorcycle you’ve always dreamed about or that ATV you’ve always wanted and have a fun summer!

Click HERE to apply for your RV loan today.

For more information, please click HERE to visit our Recreational Vehicle loan page!

 

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A Sneak Peek into UCCU's 60th Anniversary

60 years

2016 is bringing exciting news, it is UCCU’s 60th anniversary!  For 60 years, we’ve worked together with our members to build UCCU into one of the most progressive and fiscally stable financial institutions in the nation. We have exciting plans for our members this upcoming year.  To celebrate, we are giving back to the community that has kept us in business!

1. Transfer a loan and Support a local school

Simply transfer your existing loan(s) to UCCU.  We will pay you .5% balance transfer cash rebate, up to $125, for every loan you transfer.  We will also donate that same cash rebate amount to a local school or your choice, in your name.

2. $30,000 to local charities

Our philosophy as a company has always been “people helping people.”  So this year, we are doing just that!  UCCU is planning on donating 30,000 dollars to local charities you pick!  We are giving the community opportunity to vote for the charities we will be donating to.

3. Community service project

We want to give back the community with service project around Utah County.  We are planning to work with our employees, members, and anyone who is willing to serve.  More information will be available for the project later this year.

4. Share your UCCU story

To celebrate our 60th anniversary we want to hear from you!  Share your UCCU story with us and the top entry will win a Smart Car!* Sixty (60) other great prizes will be awarded to entrants, including a 60” smart TV, an Apple Watch, a trip to Disneyland, an iPad Pro, $600 in cash, gift cards, and lots more! So enter today! And thank you for 60 incredible years! For official rules and to submit your story visit: uccu.com/60Years.

Together, we can continue to build our community, our schools, and our future. We are excited to celebrate our 60 year anniversary with you. For more information please visit uccu.com/60years

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What's Your Financial Wellness IQ?

 

 

 

 

 

 

It’s always important to gauge your financial wellness. Financial situations can change very quickly. Understanding how to make adjustments as needed is an important skill to learn. Take this quiz to see where you stand financially and help address any problems shown by the results. The first step toward a financially stable tomorrow is facing the situation today.

Ready to begin? Answer True or False to the following questions, and then tally your score. See scoring beneath the quiz to determine whether or not you are a good candidate for financial counseling.

  1. I normally pay only the minimum amount due on my credit card bills.
  2. My credit card balances increase each month.
  3. There are arguments in my home about money.
  4. I sometimes hide purchases from my spouse.
  5. I frequently charge items that I used to pay for with cash.
  6. I have thought about filing for bankruptcy.
  7. I have begun using cash advances to meet my obligations.
  8. My credit cards are near the limit, so I’ve begun applying for new lines of credit.
  9. I do not know the total amount that I owe.
  10. I skip paying my bills some months, or pay late.
  11. I have depleted my savings.
  12. I am consumed with worries about debt.
  13. My debt interferes with my job and/or home life.
  14. Collectors have begun contacting me.
  15. I have taken money from my retirement account to satisfy debt obligations.
  16. If I lost my job, it would mean an immediate financial crisis in my life.
  17. I use balance transfers.
  18. I have no emergency savings account.
  19. Next month’s bills arrive before I’ve paid this month’s.
  20. I do not open my bills when they arrive, or soon thereafter.
Most people answer “True” to two or three of the above questions. If True was answered more often than three times, you might consider financial counseling. BALANCE offers free and low cost assistance, whether the problem stems from needing more financial education, debt concerns, meeting your mortgage payment, or a host of other personal finance concerns. Discussing it with a certified counselor/3rd party will add insight to help you to resolve the situation.
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President's Message January 2015

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As 2015 gets underway we note the relatively strong local economy. Unemployment is low, job creation is positive, population growth is strong, and consumer confidence continues to rise. Of course, our local economy is still impacted by the national and … Continue reading

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Mortgage Questions? Just Call Steve

Although we live in a fast-paced, technologically-minded world, you can still just call 801-223-7640 and ask for Steve. Steve Hart has been with UCCU for over 26 years and his official title is UCCU Mortgage Leads Manager. If you have a question about mortgages, you can still talk to an actual live person instead of a recording.

When you are trying to find the home of your dreams it takes a lot of work and a lot of patience. We now offer every type of loan out there and that’s why we have Steve Hart to help you find the loan to fit your needs.

Apply now online at uccu.com and get pre-approved in as little as 20 minutes! We also have other resources in our Mortgage Center such as our mortgage calculator, rate watch notifications, tips and information on closing your mortgage, and a glossary with helpful terms and information.

UCCU … Inspiring Smart Decisions

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UCCU's Black Friday Deals

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Tune in beginning on Black Friday for some amazing loan deals!

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