Credit reporting agency Equifax reported on Thursday, September 7 that they experienced a data breach – one of the most significant in history, potentially including Social Security numbers of 143 million consumers.
Equifax said its breach includes names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. Credit card numbers for nearly 209,000 U.S. consumers were also potentially accessed, along with some dispute documents that contained personal identifying information for roughly 182,000 U.S. consumers.
The breach happened mid-May through July and was discovered July 29. Equifax said it has seen no evidence of unauthorized activity on its core consumer or commercial credit reporting databases.
Equifax is offering a free one-year subscription to their Premier credit monitoring package (TrustedID Premier). You can find more information about this cyberattack and how to enroll in credit monitoring at www.equifaxsecurity2017.com.
What You Can Do
- Find Out If Your Information Is Possibly at Risk
Equifax set up a website (www.equifaxsecurity2017.com) where you can see if your information is believed to be compromised. Click on the tab labeled “Potential Impact” in the center of the webpage. Enter your name and the last six digits of your Social Security number where indicated.
- Sign Up for the complimentary Credit Monitoring package
Equifax is providing free credit monitoring to all U.S. consumers, regardless of whether their information was identified as being compromised. The complimentary credit monitoring package called “TrustedID Premier” includes:
- Equifax Credit Report: Copies of your Equifax Credit Report as needed.
- Three (3) Bureau Credit File Monitoring: Equifax, Experian and TransUnion.
- Equifax Credit Report Lock: Equifax will allow you to go a step further and freeze your credit. This prevents anyone from taking out a loan or a credit card in your name. It’s worth noting that this includes you, which means when you need to apply for credit— a UCCU mortgage, a home equity line, auto loan or even a credit card— you’ll need to go to Equifax first and unfreeze your credit before you apply.
- Social Security Number Monitoring: Searches suspicious web sites for your Social Security number.
- $1M Identity Theft Insurance: Helps pay for certain out-of-pocket expenses in the event you are a victim of identity theft.
- Visit Your Accounts Online – Regularly
UCCU Online and Mobile banking make it easier than ever to check your account balances and activity online. Many members do so daily and we recommend doing so at least weekly. To make it even easier you can establish alerts on your UCCU transaction accounts and credit card, triggered by parameters like your balance going up or the size of the transaction.
At UCCU, the security of your data is a top priority. We constantly monitor threats, like the Equifax data breach, and work to protect our members in the ever-evolving world of digital security.
If you have any questions please call 800-453-8188. Representatives are available Monday through Friday from 8:00am to 6:00pm and on Saturdays from 9:00am to 2:00pm. You can also send us a secure message from within online or mobile banking, or visit your local branch.