A Retirement Bucket Strategy to Pursue a Lifetime of Income


One of the most important services offered by our advisers may be a well-structured and sustainable retirement strategy.

This strategy is designed to match your assets to your monthly budget by organizing your investments into four classes or “Retirement Buckets”:

  • Bucket One: Social Security and Pension Benefits – unrisky sources that generate income over the first five years of retirement while the other buckets grow.
  • Bucket Two: Income Oriented Investments – designed to replenish Bucket One.
  • Bucket Three: Intended to meet your spending needs in years 5-15.
  • Bucket Four: Mostly equities and alternative investments – we put time on your side to meet your needs in years 15 and beyond; we do this by investing in equities and having the discipline to not jump in and out of the market.

The design of these buckets must be tailored to your individual needs; they must also be coordinated and complement one with another.

For further information contact Steve Lloyd, Office Manager, at (801) 223-7502.  A no-obligation review can be scheduled with a UCCU Financial Adviser.

Securities and advisory services offered through Cetera Advisor Networks LLC, member FINRA/SIPC.
Cetera is under separate ownership from any other named entity.
Not NCUA/NCUSIF Insured – No Credit Union Guarantee – Not A Deposit – May Lose Value – Not Insured By Any Federal Government Agency.  
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