Surprise! It’s Retirement Time.


In a 2012 survey, 50% of current retirees said they retired earlier than planned, up from 45% in 2011. Many retirees reported reasons that were beyond their control, such as health problems or disability, company downsizing or closure, changes in the skills required for their jobs, or having to care for a spouse or family member. Yet some said they retired early by choice — because they could afford to or because they wanted to do something different.

If you’re nearing the end of your working years, you probably have a retirement timetable in mind. It may be as specific as a particular date or as general as a range of years. Regardless of your timetable, circumstances could change — as the experience of current retirees demonstrates — and retirement might come sooner than you think.

Addressing some key issues now might ease your transition and give you more choices in how you retire. Learn more at:

 Or, contact us at (801) 223-7502 to set an appointment with one of our financial professionals.

Curtis Willardson, CFP, CLU, Daniel O Palmer, and John Neuenswander are registered representatives offering securities and investment advisory services through Financial Network Investment Corporation, member SIPC. David Palmer is a registered representative offering securities through Financial Network Investment Corporation, member SIPC.  Utah Community Investment Services, Utah Community Credit Union and Financial Network are independent companies.  Registered address: 188 W. River Park Drive, Provo, UT 84604.


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