Fall Back In Love with your Home

Many of us reach a point where we begin to feel a little blah about our home, and moving is not always an option. Here are some tips on how you can get a “new” home without a new mortgage – and increase your home’s value.

Little changes can have a big impact

A home makeover does not have to involve spending big bucks. Things like painting walls, changing light fixtures and knobs, and adding curtains and plants can give your home a completely different look for only a few hundred dollars. Rearranging furniture, artwork, and knick-knacks can also freshen things up, and the only cost is a little time. If you have some items that you are tired of but are in good condition, you may be able to arrange a swap with a friend. Perhaps she has been eying your table, which clashes with your other furniture, while you would not mind having hers instead.

Sample Shopping List
2 Gal. Primer
2 Gal. Paint
Painting Supplies
3 Lighting Fixtures
20 Cabinet Knobs
3 Sets of Curtains
5 Plants
Total
$40
$60
$20
$250
$50
$90
$75
$585

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If you are feeling cramped, paint and new curtains are not going to solve the problem. Converting an unfinished attic or basement can be a great way to get extra space at a fraction of the cost of building an addition. For either project, you can expect your home’s value to increase by around 70% of what you spend, which is not bad as far as remodeling projects go. Adding a deck is another fairly simple way to increase your space. If you are hiring a contractor, be sure to get quotes from at least three and their complaint history with Better Business Bureau.

Make the most of what you have

What if you have no cash to finish your attic or basement – or do not have an attic or basement? There are many ways that you can make your space seem bigger without actually increasing your square footage. The cheapest – although perhaps least fun things you can do is clean, throw away, donate or sell anything you do not need. If you have not worn anything from an entire box of clothing or used something in over a year or longer, you probably do not need it. If you have a little cash to spare, you can buy organizational tools, like shelves, hooks, and furniture that provide extra storage space, such as a coffee table or bed with drawers. If your space is especially challenging, consider hiring a professional organizer. He or she may come up with some creative solutions to your space and interior design issues.

For all types of home improvements, UCCU can help. Visit any of our eighteen convenient UCCU branches for information on equity loans rates and options,, visit us online at uccu.com/homeequity or call us at (801) 223-7650.

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