BYU vs. UVU: UCCU Crosstown Clash


blog_clashNovember 26th @ BYU Marriott Center

Be there as Mark Pope leads the Wolverines against Dave Rose and the Cougars at the BYU Marriott Center!

Go to byutickets.com and use promo code UCCU for special UCCU ticket pricing before the game sells out!*

For more information about Crosstown Clash Games visit uccu.com/Crosstown

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Promo Code: UCCU

*Seating is limited. Offer valid online only.

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Black Friday Loan Sale

Visit uccu.com/blackfriday on November 25th for a chance to lock-in these awesome rates! 

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Start a Tradition this Holiday Season!

Outdoor Family Choosing Christmas Tree TogetherThanksgiving is right around the corner! This year, why not throw in one or two new activities and see how they are received by your guests? If they are enjoyed, you may have a few fun Thanksgiving traditions for years to come!

Here are some simple tradition-starting ideas that cost virtually nothing but can add a bit more meaning and a few more memories to your Thanksgiving holiday.

  1. Give back before feasting – Whether it’s running a 5K Turkey Trot that sponsors food bank charities or volunteering to help prepare and serve a hot Thanksgiving meal for a local soup kitchen, giving back to your community has a way of kicking off the holiday season in its intended spirit and yields thankfulness for what you have.
  2. Create a “What We Are Thankful for Tree” – Gather a few fallen branches from outside and place them in a vase so they resemble a tree. Cut out colorful pieces of paper into shapes of leaves and place them underneath the tree. Invite family and friends to write down anything they feel thankful for. Glue, tape or hang them from the tree and use it as a centerpiece for your Thanksgiving meal as a reflection on the year’s blessings.
  3. Toast all the way around the table – Invite each person, young and old, to take a moment to toast to “what they are most thankful for this year.” This quickly floods Thanksgiving dinner with a strong sense of gratitude and helps the flow of conversation throughout the meal as special moments are shared, remembered and celebrated.
  4. Get active after dinner – After the meal has been eaten, and possibly before dessert has been served, gather everyone in your Thanksgiving celebration to enjoy a bit of time being active outside. Grab a glass of hot cocoa and take a nice, long walk around your neighborhood together. Or, host a competitive game of whiffle ball with your family and/or neighbors! It should help stimulate everyone’s metabolism and at the very least will create some great memories.
  5. Celebrate “Friendsgiving” – Start a tradition with your friends to have a potluck party with all of your Thanksgiving leftovers the Saturday after Thanksgiving. Make it a competition to see who can have the best repurposed leftover dish or turn the gathering into an annual board game tournament! This can be a fun time to reconnect with those close friends after the Thanksgiving holiday.

If you have any unique Thanksgiving holiday traditions that your family celebrates, the UCCU Financial Group would love to hear about them! Enjoy your Thanksgiving Day!  You can contact Steve Lloyd at 801.223.7502 to schedule a no-cost appointment with one of our representatives. We look forward to hearing from you!

Curtis Willardson, CFP, CLU, Dan Palmer & Travis Morgan are registered representatives offering securities and investment advisory services through Cetera Advisor Networks LLC, member FINRA/SIPC.  Dave Palmer is a registered representative offering securities through Cetera Advisor Networks LLC, member FINRA/SIPC.  Cetera is under separate ownership from any other named entity. Registered address: 188 W River Park Dr, Provo, UT  84604
Not NCUA/NCUSIF Insured – No Credit Union Guarantee – Not a Deposit – May Lose Value
Not Insured By Any Federal Government Agency.
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Making the Holidays with UCCU

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UCCU is constantly looking for ways to usher in the spirit of the holidays and help spread the cheer! Read on for three of our favorite ways to celebrate this holiday season.

The Giving Tree
This holiday season, Utah Community Credit Union is sponsoring The Giving Tree, by United Way of Utah County. You will be able to stop by any of our locations and draw a name from the tree of a local family or kid who need your help to have a Christmas this year. “UCCU has been a proud sponsor of The Giving Tree for many years,” said Jeff Sermon, UCCU President. “It’s the perfect opportunity to give to those in need in our community and we’re grateful to everyone who participates.”

What better way to usher in the spirit of the holidays than by helping spread the cheer!

The Giving Tree is open to everyone and includes specific requests, making it easy to find the right gift for anyone you choose. UCCU will deliver the gifts to each recipient before Christmas Eve.

Be sure to keep an eye out for names on our Christmas trees!

Skip-A-Payment
Returning this holiday season, UCCU is proud to offer its members a chance to SKIP-A-PAYMENT. Our members are given the opportunity to skip a loan payment in either November, December 2016 or January 2017. Pay $25 per eligible skipped loan, then don’t worry about that month’s payment! It’s a great way to make shopping for the holidays easier, without any financial burdens.

Stop by any branch, or call 801-223-8188 to skip your payment today!

6.0% Credit Card
Don’t drag your feet anymore! UCCU’s 60th anniversary 6.0% credit card is only available until the end of this year. Stop by your local branch today to get take advantage of this great rate!

Visit uccu.com/visa for details!

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More house. Same payment.

With UCCU’s low interest rates and mortgage insurance rates, you could qualify for up to 14% more house than you could with other local lenders! Here’s how:

LOWER INTEREST RATES
UCCU’s rates are just plain lower than the competition. An independent survey on 10/21/2016 of 30 lenders in our market showed that UCCU’s 30 year fixed rate mortgage was 0.375% lower than the group’s median interest rate.

LOWER MORTGAGE INSURANCE
When your down payment is less than 20%, you are typically required to pay for mortgage insurance. This can be a significant monthly expense that gets added into your payment. UCCU receives lower mortgage insurance rates than banks and mortgage companies, which can make a big difference in your monthly payment.

Call 801-223-7640 to speak to a mortgage expert today!

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President's Message November 2016

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60 years of people helping people.

When I think back to our founders – seven BYU employees who envisioned a not-for-profit credit union that would be owned by the families and individuals that it serves–I wonder if they could have imagined what UCCU has grown into today…

A credit union that’s over $1 billion dollars in assets strong and serves over 137,000 members. 18 branches across Utah Valley (and counting). A Financial Center in the heart of this community that stands as a testament to the ideal of “People Helping People.”

2016 has been an incredible year for UCCU. We’ve celebrated our 60th Anniversary in the best way we know how: by honoring our founders and providing opportunities for our members to improve their financial lives.    

We asked you (our members) to share your personal stories and experiences with UCCU and we received 272 stories on how UCCU has positively impacted lives. With the help of your votes, we donated $37,000 to local charities and $18,571 (and counting) to schools throughout the state. We celebrated our BYU beginnings with free BYU Creamery ice cream and an inspiring video, hosted by Coach LaVell Edwards. We opened the doors to the UCCU Financial Center. And most importantly, we helped our members save money and make smart financial decisions.

Yes, 2016 has been quite a year. And we’re excited for what 2017 has in store.

As I mentioned, the UCCU Financial Center is up and running. This new building will take us into the new year by helping us effectively serve our growing population of UCCU members and provide them with the financial services they need and expect.

For two years, Utah Community Credit Union has been preparing for a computer system upgrade that will provide members with a faster, easier, and safer credit union experience. And on April 3, 2017, this system upgrade will arrive, which will enable UCCU to serve members more effectively than ever before, all while providing truly frictionless banking.

So as we look forward to the next 60 years of UCCU, we do so with gratitude. To our founders and to you, our members. UCCU exists to serve you. Our mission, as always, is to help improve your financial lives. And we couldn’t do it without you.

Here’s to 60 incredible years…and many more to come!

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President/CEO
Jeff Sermon

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