Win a Honda Ruckus!

Honda Ruckus

Enter to win a New Honda Ruckus Scooter!

Summer is approaching quickly, which means beautiful, warm weather, the type of weather that makes you want to ride a new Honda Ruckus!  We are giving away a Honda Ruckus’ model NPS50.

How do you win?

Every time you use your UCCU debit, credit card or PlusCard, you get 1 entry into the drawing!  Use your UCCU card everywhere to get as many entries as you can.

When are we giving the Ruckus away?

We will be drawing the winners name on March 21, 2016 and giving the actual scooter away March 22, 2016.

How are we picking the winner?

The potential winner will be selected in a random drawing.  The drawing will consist of all eligible entries received during the entire promotional period.

So don’t miss out on this amazing opportunity!  Use your UCCU debit, credit, or PlusCard as much as possible to win!  This summer, you could be cruising on your new Honda Ruckus!

If you have any questions, please call us at 801.223.8188 or email us at questions@uccu.com

Click here for more information if you are a member

Click here for more information if you are a UVU PlusCard holder

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The 5.99% Personal Loan

 

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Are you looking for the best personal loan but having trouble finding the best rates?  Well look no further!  To celebrate our 60 year anniversary, we want to show our appreciation by offering an incredible deal for a personal loan.  Trying to find a low fixed annual percentage rate (APR) can be stressful, overwhelming, and difficult.  We are offering a 5.99% APR personal loan for our members!

Personal Loan Benefits:

  • Unsecured loan (no collateral required)
  • Low rate
  • Online application
  • No application fee

Personal Loan Uses:

  • Consolidate debt
  • Home repairs
  • Home improvements
  • Auto repairs
  • Medical expenses
  • Vacations
  • Elective surgery
  • Taxes
  • And much more….

So don’t wait any longer and get the loan you’ve waiting for!  Fix that home that needs  repairing, pay for those over due medical expenses, or get assistance for your taxes this year.  Whatever you  need, talk to one of our experts today or visit us online for your next personal loan!

Click here to visit our Personal Loan Page  or Call us at 801.223.8188 

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UCCU Financial Group

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Here at UCCU, we value our members more than anything.  We understand and realize how important your financial future is, and we want to assist you along the way.  UCCU Financial Group helps you find the best financial options, and provides a better understanding of the financial opportunities available to you.  So what are your options?

Investments & Life Planning

Our mission is to put you in control of your finances and your future.  That’s why we have partnered up with Cetera to give you the best options.  Options include: Mutual Funds, Life Insurance, REIT (Real Estate Investment Trust) Stocks, Bonds, and Social Security Maximization.

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Senior Insurance 

Senior Insurance can be difficult, confusing, and downright complicated, but with UCCU, we make it easy.  Senior Benefits Insurance Services will cover you for the short and long-term goals you have in mind, and guide you through Medicare, Long-Term Care, Recovery Care insurance, and Senior Dental offerings.

Senior Benefits

Health Insurance

With so many options to choose from for Health Insurance, which is the best road to take?   Miller & Wade, one of Utah’s largest insurance agencies, can offer a full suite of insurance products to both individuals and businesses.  Miller & Wade offers: Individual Health Insurance, Individual Dental Insurance, Individual Supplemental Insurance Plans, Individual Short-Term health Insurance Plans, Individual Vision, Group Dental Insurance, Group Life Insurance, Group Disability, Group Vision, and Group Supplemental Insurance Plans.

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Auto, Home, AD&D Insurance 

The harsh reality is, unexpected accidents may occur at any given time.  Are you prepared for the future?  Luckily, Auto and home insurance protects against damage infliction on your home or car.  AD&D also safeguards your family’s financial security against accidental death or dismemberment.  TruSTAGE can help you find the best options for Auto Insurance, Home Insurance, and Ad&D Insurance.

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We care about our members, and their future.  Let us assist you in your financial future, and help you find the best options for you, and your family. Whether you are trying to be a shareholder for a corporation, or simply trying to find the best health insurance option, we are here to help!  So please visit our UCCU Financial Group link today for more information!

If you have any question, click HERE for more information, or call us at 801-223-8188, or email us at questions@uccu.com

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Home Buying With An Expert

 

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How a UCCU home buying expert helped George West of North Carolina buy a home without the stress.

George West was ready to come home. “I was born and raised in Provo,” said George. “I met my future wife in junior high school, was a proud Bulldog at Provo High, and received my degrees from BYU. I even bought the house I grew up in from my parents.”

After college, George’s career took him all over the world, including New York, Beijing, and Hong Kong. Finally, after living and working in North Carolina, George and his wife were ready to move back to Utah Valley to retire. “By that time, my kids were living in my house,” George said. “So we needed to find a new home. I just didn’t know we’d find one so fast.” After only three days of searching, the Wests found a house that had just arrived on the market… a house that was perfect for them.

George needed help and he needed it fast. Fortunately, he knew that UCCU had Home Buying Experts at work in every branch. “I just picked the closest branch, in Pleasant Grove, and walked in,” he said. “Actually, the branch was already closed. Fortunately, Brandon Searle, one of UCCU’s home buying experts working in Pleasant Grove, opened the door and let me in.  He didn’t mind staying after hours, just to help me.”

From there, Brandon began the process of helping the Wests into their home. “Brandon was wonderful,” George recalls. “He was very knowledgeable, not only with mortgages but with the whole buying process. He even gave us guidance that helped us save thousands of dollars. I would never have saved all of that money otherwise.”

For many, the home-buying process can be filled with obstacles, and Brandon helped the Wests navigate easily through them all. “We had to deal with our bank in North Carolina and Brandon made that so easy,” said George. “In the case of this home, there were also issues with the city and non-standard documentation needs, and Brandon took care of everything. He went out of his way to make it a smooth process for us. We’ve now closed on our home and we’re very, very happy.”

To read more stories, click here to read more articles from our BeMoneySmart Magazine.

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Transfer Loans and Support Local Schools

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Up to $125 in cash for you and the same dollar amount for the school of your choice!

Looking for ways to support your local schools?  Here at UCCU, we are always trying to find creative ways to give back to the community, so with your help, we can make that possible!  Simply transfer your existing loan(s) to UCCU.  We’ll pay you a .5% balance transfer cash rebate, up to $125, for every loan you transfer PLUS donate that same cash rebate amount to the school of your choice, in your name.

For 60 years, we’ve worked together with our members to build UCCU into one of the most progressive and fiscally stable financial intuitions in the nation. We’re celebrating our 60th Anniversary with cash donations to schools in Utah and we believe the best way to do that… is together.

Simply transfer your loan balances to UCCU, receive your cash and then select any public, private or charter school (K-12) in Utah to receive your donation.

Together, we can continue to build our community, our schools, and our future.

Click HERE to learn more information.

 

*Loan Transfer Cash Rebate: Transfer an existing loan to UCCU for 1/2% cash back up to $125.   1/2% cash back rebate applies to each auto, recreational vehicle, ATV, motorcycles, snow machine, credit card, home equity or personal loan (i.e. RC Willey, Sears, KOHLs, etc.) that are transferred from another lender to UCCU. The cash back amount is calculated by multiplying 1/2% (.005) by the loan balance transferred to UCCU, or $125, whichever is less. Rebate may be awarded in cash or as credit to the loan. Cannot be combined with any other loan offer. Equal Housing lender. NMLS # 407653. Federally insured by NCUA.  Limited time offer. During 2016, members may authorize UCCU to match their Loan Transfer Cash Rebate (dollar for dollar) and donate it to a Utah public, charter or private school of their choice (Kindergarten thru 12th grade: K-12).  School donations can be anonymous. Subject to normal credit approval and terms; UCCU may withhold offer from individuals who do not qualify for credit under UCCU’s guidelines. Offer expires 12/31/16. Some restrictions may apply.

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Recreational Vehicle Loans

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Need some toys this summer but don’t have the cash?  Our RV loan rates make it possible for everyone to afford a summer full of exciting activities!  Imagine cruising on a lake on your new boat this summer or taking your family on that trip you’ve always wanted to take in your new Motorhome.

So what vehicles do our loans cover?

  • Trailer Homes
  • Boats
  • Trailers
  • Motorhomes
  • ATVs
  • Motorcycles (no dirt bikes)
  • Scooters

Benefits we also provide:

  • New and used recreational vehicles
  • Up to 100% of high book financing
  • Terms up to 12 years
  • Fast loan approval

Our fixed rates and terms are top of the line and easily affordable.

RV loansDon’t be a couch potato this summer!  Come into UCCU and purchase that new motorcycle you’ve always dreamed about or that ATV you’ve always wanted and have a fun summer!

Click HERE to apply for your RV loan today.

For more information, please click HERE to visit our Recreational Vehicle loan page!

 

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President's Message February 2016

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President’s Message February 2016

2016 marks the 60th anniversary of UCCU! In 1956 we began as BYU Credit Union on a stair landing in the Harold R. Clark building on Brigham Young University campus. Seven members compiled $35 in assets to invest in an innovative concept- a credit union. Built on the principles of a not-for-profit organization, credit unions focus on the concept of people helping people. Now, 60 years later we continue to focus on the same principles of helping people by inspiring smart decisions. As a member, you are the credit union. Below are some of the ways we will be celebrating with you this year.

Supporting Local Schools

Being a community credit union, we strongly believe in helping the members of our community and to celebrate we want to give back. We invite everyone in the community to transfer your existing loans to UCCU and in return we will give you a ½% cash back of the loan balance and we will donate the same amount to the Utah school of your choice! Our experienced loan officers can help you transfer your loan over quickly and easily. Visit uccu.com/60years for details.

Share Your Story

With 60 years of history, our members have some great stories about this cooperative organization working together to inspire smart decisions. The credit union is accepting written or video submissions about your experiences with UCCU and we’ll be giving away some amazing prizes: a Smart Car plus 60 the prizes including a trip to Disneyland, $600 in cash, iPad Pro, 60” TV, and much more. Visit uccu.com/60years for details.

Charity Donation with Your Help

We will be donating money to local charities that help support and improve our community. We will need your help in deciding who gets the money. More information will be coming soon at uccu.com/60Years.

Member Appreciation & Special 60th Year Celebration Loan Offers

There will be other giveaways and special loan offers throughout the year, more details to come!

Thank you for your membership and for allowing us to serve in the community for 60 years. We hope this year will be a wonderful one!

Sincerely,
Jeff's signature
Jeff Sermon
President/CEO

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Meet your Mortgage Loan Officer

Here at UCCU, we have been helping people buy their homes in our community for decades.  We have experienced home buying experts that will help you every step of the way through the home buying process.  When it comes to real estate, most people have a lot of questions, your mortgage loan officer can help with any question, big or small.

With over 50 mortgage programs offered through UCCU, it’s important to have a mortgage loan officer you can trust.  Our loan officers view each client as a unique individual, along with the value of understanding regulatory changes to ensure each client gets the best financial plan for them.  While everyone’s situation is different, your mortgage loan officer can help you find the perfect solutions to your mortgage loan needs.

We provide 3 easy steps to follow as you prepare to purchase your home:

Finding your price range

The key to finding the perfect home is to find the right price that fits your budget.  A home buying expert will help you determine your price range.  Online calculators may be convenient, but they may not tell the whole story.  Other questions may arise such as property taxes, homeowner’s insurance, etc.  Getting help from a home buying expert is a quick and easy process.

Shopping for your home

You’ve been looking for months for your dream home, but having some complications along the way?  Your home buying expert will help you find the home you’ve been dreaming of.  We have the right information that makes searching for you home simple and stress free.

Closing your loan 

Finally, you have found the right home for the right price!  But now gathering all your documents and getting your loan ready for final approval can feel overwhelming.  That’s why your home buying expert will be right by your side every step of the way.  From ordering a home appraisal to locking the lowest possible interest rate and seeking approval from an underwriter.  UCCU has full time underwriters, which is a huge advantage for home buyers.  Your home buying expert will even be there when you close your loan.

So relax!  Our home buying experts make the home buying process easy, simple, and stress free.  We have all the tools you need to purchase your home from start to finish.  So make your home buying experience a fun and pleasant one with your UCCU home buying expert!

Ready to get started?  Visit our UCCU Buyer Relax page to take your first step!

Ready to apply? Visit our Home Loan Center page to get started!

Click here to search for a Home Buying Expert near you!

For questions, please call 801-223-7640

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