Making the Holidays with UCCU

UCCU is constantly looking for ways to usher in the spirit of the holidays and help spread the cheer! Read on for three of our favorite ways to celebrate this holiday season.

The Giving Tree
This holiday season, Utah Community Credit Union is sponsoring The Giving Tree, by United Way of Utah County. You will be able to stop by any of our locations and draw a name from the tree of a local family or kid who need your help to have a Christmas this year. “UCCU has been a proud sponsor of The Giving Tree for many years,” said Jeff Sermon, UCCU President. “It’s the perfect opportunity to give to those in need in our community and we’re grateful to everyone who participates.”

What better way to usher in the spirit of the holidays than by helping spread the cheer!

The Giving Tree is open to everyone and includes specific requests, making it easy to find the right gift for anyone you choose. UCCU will deliver the gifts to each recipient before Christmas Eve.

Be sure to keep an eye out for names on our Christmas trees!

Returning this holiday season, UCCU is proud to offer its members a chance to SKIP-A-PAYMENT. Our members are given the opportunity to skip a loan payment in either November, December 2016 or January 2017. Pay $25 per eligible skipped loan, then don’t worry about that month’s payment! It’s a great way to make shopping for the holidays easier, without any financial burdens.

Stop by any branch, or call 801-223-8188 to skip your payment today!

6.0% Credit Card
Don’t drag your feet anymore! UCCU’s 60th anniversary 6.0% credit card is only available until the end of this year. Stop by your local branch today to get take advantage of this great rate!

Visit for details!

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More house. Same payment.

With UCCU’s low interest rates and mortgage insurance rates, you could qualify for up to 14% more house than you could with other local lenders! Here’s how:

UCCU’s rates are just plain lower than the competition. An independent survey on 10/21/2016 of 30 lenders in our market showed that UCCU’s 30 year fixed rate mortgage was 0.375% lower than the group’s median interest rate.

When your down payment is less than 20%, you are typically required to pay for mortgage insurance. This can be a significant monthly expense that gets added into your payment. UCCU receives lower mortgage insurance rates than banks and mortgage companies, which can make a big difference in your monthly payment.

Call 801-223-7640 to speak to a mortgage expert today!

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Get your FREE Ice Cream

Did you know 60 years ago UCCU started off as a credit union for BYU employees? As part of our 60th anniversary celebration we want to commemorate our BYU beginnings by offering of our community free ice cream from the BYU Creamery. Supplies are limited, so don’t delay. Visit your local branch today and claim your free half gallon of ice cream!

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President's Message July 2016

The credit union began in 1956 as BYU Employee’s Federal Credit Union. We’ve come along way since our operations on the stair landing in the Clark building. And as the credit union looks back on 60 years of inspiring smart financial decisions, what better way to celebrate than with free ice cream from the BYU Creamery. Stop by any UCCU branch location for your free ice cream voucher.*

Here are four anniversary celebrations that you should know about before they expire on July 31st:

  1. Summer Loan Sale:

Whether you need an auto, home equity, or personal loan or would like to refinance one, lock-in UCCU’s summer loan sale rates.  There is no obligation and you can use them anytime before the end of October.

Click here to learn more and lock-in these rates!

  1. Share your Story:

We are inviting you to share your UCCU story as we celebrate 60 years of stories. These stories will be judged and winners will be selected to win a Smart Car plus 60 other prizes including a trip to Disneyland, 60” smart TV, iPad Pro, $600 cash and much more!

Submit your story at

  1. Charity:

UCCU is donating $25K to local charities and your votes will help us decide! Working together to support important causes in our community has always been a top priority for the credit union. As part of our 60th anniversary celebration we’re donating $25,000 to local charities and we want you to help us decide how.

Vote now!

  1. Photo Contest:

Be apart of UCCU’s 2017 calendar as we showcase the great state in which we live. Creating an annual calendar has become a fun tradition at UCCU. So share your favorite photos of our beautiful state for a chance to be featured in the upcoming calendar.

Photos can be submitted at

The credit union began with only seven members back in 1956, but now 60 years later we are over 130,000 members strong. We still work together as a community on the principle of people helping people. Thank you for choosing UCCU. Thank you for being a valued member.


Jeff Sermon


*While supplies last. Limit one per household.
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Award Winning UCCU Dragon Float

Have you seen our award winning dragon float this year? We’ve designed an incredible float for parades in communities across Utah. If not, be on the lookout for our two-headed dragon float at your local parade!




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Your Votes Will Help us Decide!

WhichCharityHasYourVote?_3Working together to support important causes in our community has always been a top priority for UCCU. As part of our 60th Anniversary Celebration, we’re donating $25,000 to local charities and we want you – the members of this great community – to help us decide how.

We’ve chosen 10 local charities – each of them wonderful and worthy of every donation, both large and small. We invite you to learn more about each one and then to vote for your favorite at You can vote for your favorite charity once a day, every single day, from now until July 31, 2016.

So spread the word, cast your votes…and then cast them again! And again and again and again! In October, UCCU will announce the donation winners.

The charity with the largest number of votes will receive $10,000. The charity with the second largest number of votes will receive $5,000. The charity with the third largest number of votes will receive $3,000.

The remaining charities will receive $1,000 each.

And if you’d like to donate to any of these charities, UCCU will accept personal donations from the public at every one of our branches during the voting period.

Thank you, in advance, for your votes and for helping support these wonderful charities in our community!


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President's Message May 2016

60 years ago, seven BYU employees shared a vision of a not-for-profit financial institution that would be owned by the very people it served – individuals and families living in this community. In 1956, each of them contributed $5 of their own money and founded the BYU Employees’ Federal Credit Union on one simple industry
principle: “people helping people.”

Today, the name of that financial institution is Utah Community Credit Union. It’s over $1 billion dollars in assets strong and serves over 125,000 members with 18 locations
across Utah Valley… and counting.

And as we celebrate our 60th Anniversary, we do so with the knowledge that the
strength, success, and longevity of this credit union is founded on our unwavering
commitment to that same ideal of people helping people.

And that will never change.

We will always be not-for-profit. We will always be owned by our members. And
we will always be here to help inspire our members to make smart decisions that
will improve their financial lives.

We have some very special opportunities in store for our members and our
community during our 60th anniversary year. Right now, you can enter to win
a Smart Car or one of 60 other great prizes (like a trip to Disneyland, an Apple
watch, or a 60” Smart TV), when you submit a video or written narrative that shares
your UCCU story.

We’re also giving cash donations to local schools of your choice. Simply transfer
your existing loan(s) to UCCU. We’ll pay you a .5% balance transfer cash rebate,
up to $125, for every loan you transfer and we’ll donate that same cash rebate
amount to the school of your choice, in your name.

For all the details about these opportunities visit

We wouldn’t be here without our members. This credit union started with only
seven people and today, it belongs to each and every one of us.

So from all of us here at Utah Community Credit Union… thank you! We are grateful
to be a part of this wonderful community.

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Meet Kim Jackson: UCCU Board Member


Education: Bachelors Degree and Masters Degree in Accounting, Brigham Young University.

Experience: Utah County Clerk Auditor, Novell Internal Auditing Department Current

Position: Utah County Treasurer

Kim Jackson is a man of numbers and he has the resume to prove it. Along with working full time as Utah County Treasurer, Kim has devoted twenty years (and counting) of volunteer service on UCCU’s Supervisory Committee and Board of Directors. As part of his duties, Kim has responded to member concerns and questions, managed internal and external auditors, and helped make certain that the credit union has operated in a fiscally responsible manner. We sat down with Kim and discussed his role on the UCCU Board of Directors.

What brought you to UCCU?

Actually, I’ve been a member of the credit union since…I can’t even tell you how many years. My father worked at BYU and helped me become a member back in the 1960s. Which means that UCCU and I are almost the same age!

How did you get involved with UCCU’s Board of Directors?

I worked at Novell with Ron Eliason, who was Novell’s CFO before becoming UCCU’s fifth president. After he accepted that position, he asked me to serve on UCCU’s Supervisory Committee. Eventually, I joined the Board of Directors, where I’m currently serving my third term as Chair.

Can you tell us a little about your experiences volunteering for UCCU?

I’ve always appreciated UCCU’s conservative approach to finances. We really do safeguard each and every dollar. As a member, I’ve always felt completely safe having my money here, because it’s well run, it’s well watched after, and we keep up with every technological advancement. I also really enjoy the relationship I share with the other board members. This is an amazing group of experts, from many different industries, and we make decisions together.

Do you have a favorite UCCU technology?

Mobile deposit! It’s just so helpful and easy!

Click here  to read our Smart Decisions Magazine Fall/Winter 2015!

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