Finding the best and earliest strategies for Social Securities

uccufinancialgroup_computer

On Nov. 2, 2015 President Obama signed the Bipartisan Budget Act of 2015 which drastically modified some of the options available within Social Security.

Two popular Social Security claiming strategies were severely limited.  If ever there were a sense of urgency in ensuring that you get the most you are eligible for under Social Security that time is now.  There is a small grace period to lock in those benefits that ends May 1, 2016.

Our Social Security Timing® software identifies the best and earliest strategies in easy-to-understand charts, and allows you to add alternates for comparison.

We offer this service at no cost or obligation.  Please give us a call to schedule a convenient time to evaluate your own situation.  To schedule your appointment contact Steve Lloyd, Office Manager at UCCU Financial Group.  Their phone number is 801-223-7502.

Securities and advisory services offered through Cetera Advisor Networks LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity.
Not NCUA/NCUSIF Insured – No Credit Union Guarantee – Not a Deposit – May Lose Value –Not Insured By Any Federal Government Agency.
Share Button

What's the Big Deal About EMV?

Gallery

How EMV Works The U.S. market is the last major market that still uses the magnetic-stripe payment method. Due to the high amounts of fraud EMV technology has been implemented to try and mitigate the security issues magnetic-stripes can pose. … Continue reading

Share Button

How to Protect Your Child From Identity Theft

Gallery

  As a parent you worry about your child’s education, their health, their safety, and their future. That’s why it is crucial to monitor and protect your child’s personal information from identity thieves from a young age. Here are some … Continue reading

Share Button

New Lifelock Promo Code for Members

Gallery

Utah Community Credit Union is your partner in reaching your financial goals. That’s why we’ve partnered with LifeLock, the industry-leader in identity theft protection, to safeguard your good name and your financial security. Sign up for LifeLock Standard Identity Theft Protection … Continue reading

Share Button

UCCU Prepares to Offer Apple Pay

Apple recently launched Apple Pay, the ability to pay with a debit or credit card using an iPhone, Apple Watch, or iPad instead of a traditional plastic card. Apple released this new payment service with a few national banks. Other banks and credit unions will be added to Apple Pay in the future and Utah Community Credit Union is in queue to provide Apple Pay to our members as soon as Apple expands its service. UCCU anticipates Apple Pay usage will increase as more businesses update their technology to accept this new payment option.

How does Apple Pay Work?

Apple Pay can be used with the following devices with iOS 8.1 or later: iPhone 6, iPhone 6 Plus, Apple Watch, iPad Air 2, or iPad mini 3. Instead of a traditional plastic card to facilitate a purchase Apple Pay uses Touch ID with a single touch of your finger. Setup is simple. In your Passbook app take a picture of an approved debit or credit card to be used as payment.

A major hurdle in the widespread use of Apple Pay is that businesses need to have near field communication (NFC) technology to accept Apple Pay services. The credit union anticipates that more businesses will update their hardware to accept this new form of payment.

Is Apple Pay Safe? 

A benefit to Apple Pay is that your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with payment. Instead Apple Pay passes a transaction-specific dynamic security code to process the payment. In addition, paying with Apple Pay is private, as the cashier will never see your name, card numbers or security code.

When will UCCU have Apple Pay?

UCCU is eager to allow members to use their UCCU debit and credit cards with Apple Pay. The credit union is in queue with Apple to offer Apple Pay. Get started using Apple Pay with UCCU cards when available. The credit union will notify members again as it gets closer.

Share Button

Visa Checkout – The Easier Way to Pay Online

Gallery

Shopping online can be a fun, convenient way to buy the things you need and want from the comfort of your own home. Visa has rolled out a new digital payment service called Visa Checkout, designed to simplify the checkout … Continue reading

Share Button

President’s Message September 2014

Gallery

  Credit Card Fraud abounds but EMV Chip Technology is NOW AVAILABLE AT UCCU. Recent news reports reveal yet another disturbing instance of a security breach at a very large retailer jeopardizing customers’ financial accounts and information. Very talented crooks … Continue reading

Share Button

Security Bulletin: Home Depot Data Breach

Gallery

  Several high-profile data breaches have occurred in the last twelve months impacting millions of consumers. Awareness is key to staying safe, coupled with understanding what the thieves are after. While UCCU’s data was not compromised, members who used their … Continue reading

Share Button

Security Bulletin: P.F. Chang’s China Bistro and CyberVor Data Breaches

Gallery

Several news agencies recently issued reports of significant data breaches, one involving P.F. Chang’s China Bistro and another regarding a Russian crime ring being called CyberVor. These stories are the latest in a string of breaches and data security concerns … Continue reading

Share Button