Category Archives: BeMoneySmart

Credit Cards or Debit Cards – What’s the Smartest Swipe?

Most people own at least one debit card and at least one credit card. They know they have them, but they may not know about all the differences that exist between using a credit card and a debit card. Believe … Continue reading

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Do Your Kids Have Virtual Shopping Smarts?

Did you know that 73% of millennials questioned in a Bazaar Voice survey do all their shopping on their smartphones? It’s not surprising. The world of commerce is constantly becoming more digitized as retailers focus on improving their online presence … Continue reading

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How to Build Your Resume – The Basics

Filling out a simple application may have been enough to snag that part-time summer job at the ice cream store during high school. But now that you’re in college, it’s time to graduate to a more advanced job-finding tool: the … Continue reading

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What Causes Home Loan Rates to Move Up and Down?

The Federal Reserve (Fed) monitors the U.S. economy and, when necessary, takes steps to address inflationary concerns to avoid economic recession. When the Fed discusses interest rates, it is primarily concerning the Fed Funds Rate, which is the rate banks … Continue reading

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Posted in BeMoneySmart, Community, Home Equity / Mortgage, Your Home | Leave a comment

Mother’s Day On A Budget

Along with the blossoming flowers, the blazing sunshine and the tinkling bell of the ice cream truck come ideas and plans for celebrating Mother’s Day. Our moms are always there for us, as a sounding board, a virtual treasure trove … Continue reading

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Tomorrow's Millionaires: Don't Bust the Budget!

This challenging activity is the perfect way to constructively fill those bitterly cold winter weekends. Did you ever wish there was some way to get your fashion-conscious 11-year-old to realize all those things she’s asking you for actually cost money? … Continue reading

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How to Build Good Credit in College

You have most likely heard people talk about the importance of having good credit. It’s also likely you were never taught what “credit” even means or how to improve it. Let’s face it, you probably didn’t learn about it in … Continue reading

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Best Times to Buy 2017

When you’re mulling over a major purchase, the right price can often tip the scales. If you’re patient, willing to research and time your buys just right, you can save quite a bit of green. Here are the best things … Continue reading

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Don’t Panic: Filing Taxes As A College Student

Imagine skipping a day of class, then coming into the next session and seeing a test. You open the packet and see what appears to be gibberish staring back at you. Everyone else around you seems to have a perfect … Continue reading

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5 Tips for an Affordable Wedding

According to a new report by a leading wedding magazine, The Knot, the average American wedding cost has eclipsed $35,000. That’s more than half of the yearly median income! Most of that spending isn’t on lavish luxuries for bride and … Continue reading

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