Category Archives: Home Equity / Mortgage

6 Buyer Tips for Hot Housing Markets

The housing market is heating up! For buyers, this may lead to submitting multiple offers or a potential bidding war. If you or someone you know is in the market to buy a home, here are six ways to give … Continue reading

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6 Ways to Declutter Your Countertops

If you find yourself short on counter space, these six inventive tips can help you organize and maximize any counter in the house: On the wall: Take a look around your walls, particularly walls where cabinet spaces end. Wall-mounted corner … Continue reading

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What Causes Home Loan Rates to Move Up and Down?

The Federal Reserve (Fed) monitors the U.S. economy and, when necessary, takes steps to address inflationary concerns to avoid economic recession. When the Fed discusses interest rates, it is primarily concerning the Fed Funds Rate, which is the rate banks … Continue reading

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Rising Interest Rates: What Do They Mean For You?

If you read financial headlines, you’ve no doubt seen the news that the Federal Reserve is raising interest rates. These headlines can be accompanied with all sorts of hyperbole about the end of the stock market, the boom of bonds … Continue reading

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First Time Home Buyer Seminars

UCCU has always valued our stance on inspiring smart decisions! To educate our members on the home-buying process and better prepare you for homeownership, our mortgage department is hosting First Time Home Buyer Seminars monthly through 2017! This is a great … Continue reading

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More house. Same payment.

With UCCU’s low interest rates and mortgage insurance rates, you could qualify for up to 14% more house than you could with other local lenders! Here’s how: LOWER INTEREST RATES UCCU’s rates are just plain lower than the competition. An … Continue reading

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Builders Seeing the Bright Side

Builder confidence in September jumped to its highest level since October 2015 as reported in the National Association of Home Builders (NAHB) Housing Market Index. The Housing Market Index gauges builder perceptions of current single-family home sales and sales expectations … Continue reading

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Alternatives to Putting 20 Percent Down on a Home

Real Estate is said to be one of the best long term investments out there. If that’s the case, then why put off getting into a home? For some, it’s because there is a misunderstanding on what is required to … Continue reading

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Is Now a Good Time to Buy?

Research is showing that housing prices are still on the rise. Although the local market is considered a “seller’s market”, is it actually a good time to buy? The simple answer is yes! As your financial partner, we want to always make sure … Continue reading

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Simple Steps to Buying Your First Home

Buying your first home doesn’t have to be intimidating. Follow these simple steps designed to help you through the home buying process. Get pre-qualified – Meet with a qualified home loan specialist to find out exactly how much you qualify … Continue reading

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