Author Archives: UCCU

Is It Worth Traveling To See The Solar Eclipse?

On Aug. 21, 2017, a total solar eclipse will occur across the continental United States for the first time in 38 years. There next U.S. eclipse won’t happen until April 8, 2024, so this is an exciting event. It occurs … Continue reading

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Credit Cards or Debit Cards – What’s the Smartest Swipe?

Most people own at least one debit card and at least one credit card. They know they have them, but they may not know about all the differences that exist between using a credit card and a debit card. Believe … Continue reading

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Posted in BeMoneySmart, Budget Tips, Financial Self Defense, Security | Leave a comment

The Essential Moving Checklist

Getting ready to move? Here’s a checklist you can use to make sure you’re prepared. 3 Weeks Before Move Set up a “move” file or folder Set up a “move” calendar Hold a garage sale Collect financial, tax, and employment … Continue reading

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Posted in Home Equity / Mortgage | Leave a comment

6 Ways to Identify Charity Scams

Did you know that Americans donate a collective $373 billion to charity every year? Generosity makes the world go round. Whether it’s helping out an established organization like the Red Cross or donating to a smaller charity through crowdfunding sites … Continue reading

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10 Creative Ways to Save on Energy Costs

We’ve all heard it before: Close the vents in rooms you don’t use, regularly replace your AC filters and vacuum the coils on your fridge. But what if you’re following all the conventional energy-saving tips and your summertime electricity bill … Continue reading

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Flipp: Groceries, Simplified

A typical Saturday afternoon … You’re pawing through your weekly stack of ads, searching for a store that has both cereal and peanut butter on sale, while mentally scanning your pantry and fridge for missing staples. Unfortunately, your search is … Continue reading

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Do Your Kids Have Virtual Shopping Smarts?

Did you know that 73% of millennials questioned in a Bazaar Voice survey do all their shopping on their smartphones? It’s not surprising. The world of commerce is constantly becoming more digitized as retailers focus on improving their online presence … Continue reading

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Debt Consolidation: Not a silver bullet, but still a good idea!

If you’re up to your eyeballs in debt, the one thing you may wish for more than anything else is a blank slate. If you had a chance to wipe your slate clean and start over, things would be different. … Continue reading

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Fidget Spinners: Harmless Fad or Mega Distraction?

Fidget spinners. You’ve seen them practically everywhere. The small plastic gadgets don’t do much, but they’ve completely overtaken the toy industry. Fidget spinners were initially marketed as a sensory toy for children on the autism spectrum and those with ADHD … Continue reading

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Q&A: Risking It When Investing

Each month we will post an answer to a question we’ve received recently in order to help others who might have the same question. If you have any questions you’d like to have answered, please message UCCU on Facebook. Q: … Continue reading

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Posted in Budget Tips, Community, Savings & Investments, Uncategorized | Leave a comment